View this post on Instagram GIRL CHILD INVESTMENT PLAN👧💸🏦: Today's post i wanted to share something non medical. I frequently get to meet ppl from the bank who talk about various loans, insurance schemes , investment etc. Yesterday at my clinic a woman from POST OFFICE📮 met me and briefed about a plan called 'SELVAMAGAL SEMIPPU THITTAM'- A PLAN EXCLUSIVELY BENEFITTING GIRL CHILDREN. I kinda liked the plan so thought of sharing a few salient points alone here. ---------------+++++++ 1️⃣WHATS THIS SCHEME? it's an adaptation of central govt scheme called SUGANYA SAMRIDHI YOJANA to benefit girl children 2️⃣WHO CAN ENROL IN THIS SCHEME? Parents with girl children ( max 2 girls from one family can be enrolled ) 3️⃣AGE LIMIT FOR ENROLMENT? right from birth of a girl child to 10 yrs of age. 4️⃣WHERE CAN WE START THIS SCHEME ? all post offices and reputed banks. 5️⃣HOW DOES THIS SCHEME OPERATE? We have to enrol in this scheme by paying a minimum amount of 1000 Rs per year. We have to pay the amount for 15 years. Full maturity of the scheme occurs at 21 years only when we can get the entire deposited amount plus interest. 👨🎓👰in case if we wish to take the money priorly for education/ marriage of the girl, 50% can be withdrawn at 18years. 6️⃣INTEREST RATE ? Currently 8.4% ( changes every financial year) 7️⃣HOW MUCH TO PAY ? we can pay amount as per our convenience. Minimum of 1000rs per year to maximum of 1.5 laks per year. This amount can be paid monthly/ daily/yearly. 8️⃣HOW TO PAY? Directly in post office / bank / net banking 9️⃣ANY OTHER BENEFITS? tax exemption under 80c -----++++++ 🔟I personally felt that this scheme has 🙅♀️NO RISKS , has an 🤩🤩🤩ATTRACTIVE INTEREST RATE, 🤑TAX EXEMPTION and will benefit the girl child for her education👩🎓👩🎓 and marriage👰👰. 👩⚕️👩⚕️👩⚕️👩⚕️👩⚕️👩⚕️👩⚕️👩⚕️ ( P.S Am no financial expert, just shared my opinions on a good scheme for parents of girl children ) Hope it benefits someone or the other. Opinions/ doubts comment below. A post shared by Abinaya (@abi.mathan) on Jan 9, 2020 at 10:10am PST
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